Personal Finance

7 Easy Ways You Can Save Money

Keep more of what you earn.

The Guvna
5 min readNov 29, 2020


Photo from Canva

When it comes to having more money in your pocket, it’s easy to only focus on trying to make more. Whilst of course this is critical to the equation, trying to make the best use of the money you already have is just as important.

“It’s not how much money you make, but how much money you keep” — Robert Kiyosaki

When people think of saving money, they automatically focus on how much they tuck away into a savings account on payday. But there also many easy ways you may be able to save money from what you spend during the month.

#1 Rationalise Subscriptions

Over time it can be very easy to accumulate multiple subscriptions for similar services and products. Do you really need Netflix, Amazon Prime and Hulu? If you do, do you need them all at the same time? There’s surely only so much television you can watch in any given period of time.

Take a look at all of your subscriptions and ask yourself the following questions:

  • Do I use this regularly enough to justify the cost?
  • Is there a cheaper alternative available?
  • Is there a free service I could use instead?
  • Could I pause the subscription if I’m not using much at the moment?

The exercise of looking at all of your subscriptions will likely help you identify opportunities to reduce costs. You may also want to tally up the total cost of each subscription every year rather than just looking at the monthly cost. A few subscriptions that cost $10 per month may not seem like a lot but when you think of them as $120 each per year, you start to get a sense of the real impact.

#2 Fully Use Your Services

Recently we had run out of storage on our home laptop for photos and needed to sign up for a paid account on iCould. Before doing so I happened to mention this to a friend who, knowing I had an Amazon Prime subscription, asked “why not use Amazon Photos?”. To which I had to admit I had no clue what that was even though we have Amazon Prime which comes with Amazon Photos. It turns out we were already paying for a service…



The Guvna

I write about personal development, cycling, fatherhood and everything in between.